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 Fellow Member NMcDonald88 Work trailer Stolen Last week 
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Location: Snohomish
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Real Name: Nate McDonald
Massivedesign wrote:
Nate, what the story with insurance. Anything you can share?



So when I renewed my policy for my business insurance Thank in February 2021- I sat in the office and I told him that I wanted my hard assets covered all my tools my trailer etc. two days later he sent me an invoice for premium I paid it and that was that fast forward to New Year’s Eve I call to make a claim and he tells me that I’m not covered…

An attorney saw my post on Facebook and reached out to me and asked for a copy of my policy to look at free of charge I sent it to her and she said that there is no coverage…

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Sun Jan 09, 2022 8:26 pm
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NMcDonald88 wrote:
Massivedesign wrote:
Nate, what the story with insurance. Anything you can share?



So when I renewed my policy for my business insurance Thank in February 2021- I sat in the office and I told him that I wanted my hard assets covered all my tools my trailer etc. two days later he sent me an invoice for premium I paid it and that was that fast forward to New Year’s Eve I call to make a claim and he tells me that I’m not covered…

An attorney saw my post on Facebook and reached out to me and asked for a copy of my policy to look at free of charge I sent it to her and she said that there is no coverage…


Who’s the agent? :bigsmile:


Sun Jan 09, 2022 8:40 pm
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Real Name: Nate McDonald
Doug Griert Snohomish

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Sun Jan 09, 2022 8:44 pm
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NMcDonald88 wrote:
Doug Griert Snohomish

There should have been an inland marine policy set up to cover your tools in the trailer. State Farm provides my commercial vehicle insurance for my work van along with my business insurance. There’s a separate policy with inland marine to cover my tools.
This is an awful situation man. Stealing is one thing. Stealing a man’s way to make a living is entirely another. I hope these rat fucks die of dysentery.

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Sun Jan 09, 2022 9:10 pm
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Sinus211 wrote:
NMcDonald88 wrote:
Doug Griert Snohomish

There should have been an inland marine policy set up to cover your tools in the trailer. State Farm provides my commercial vehicle insurance for my work van along with my business insurance. There’s a separate policy with inland marine to cover my tools.
This is an awful situation man. Stealing is one thing. Stealing a man’s way to make a living is entirely another. I hope these rat fucks die of dysentery.



Yeah I have a feeling I was taking advantage of-

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Sun Jan 09, 2022 9:57 pm
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Why were the claims denied? Did you have a business pollicy?

Col_Temp wrote:
Nate asked me to post this to the board for everyone to see.
Mods if you think this would be better in The general discussion please feel to move it.

Nate texted me this link for all the details:

https://www.facebook.com/743059972/posts/10160224159504973/?d=n

For those of you who hate Faceplant I get it, here's the text. I keep an account in mostly hibernation for just things like this and family who still use it.

Quote:
Nathaniel Robert McDonald
December 31, 2021 at 3:40 PM ·
Friends please share the hell out of this
Update:
Both insurance coverages I attempted to make a claim through denied my claim-
This is my last resort-
As much as it pains me please share this link and donate if you can- https://gofund.me/67aa9b6c
STOLEN 2010 14 foot enclosed tool trailer
My double axle silver tool trailer was stolen off of 40th Ave N. in Lake Forest Park last night Between 4 PM and 5:30 AM this morning The trailer contained about $35,000 worth of tools a lot of the high dollar items are not photographed,
Hypertherm 600 series plasma cutter
2x Dewalt 60 V compound miter saws 12 inch
2x Dewalt 60 V 8 1/4 inch rack and pinion tablesaws
2x Small porter cable air compressor’s
7 finish nailers ranging from 23 gauge to 16 gauge Cenco and Dewalt
Fess tool track saw
About 35 DeWalt 20 and 60 V power tools
Distinguishable markings on the trailer are all on the back door a 9” x24” sticker that says “Titan”
Another sticker that says keep Tahoe blue and a third one that says don’t be a pinhead right underneath the third eye brake light
These tools in the trailer and yes it was fully loaded with everything are the only medium besides my experience and skill to providing for my family please sure the absolute hell out of this


Pictures from the Faceplant Post


Mon Jan 10, 2022 3:08 pm
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Ms.Z wrote:
Why were the claims denied? Did you have a business pollicy?



My guess is the guy sold him a liability only type policy that did not cover trade tools. The sad thing is, he specifically asked for (some form of) tool theft insurance.

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Mon Jan 10, 2022 3:16 pm
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Pablo Nailed it

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Mon Jan 10, 2022 4:41 pm
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NMcDonald88 wrote:
Massivedesign wrote:
Nate, what the story with insurance. Anything you can share?



So when I renewed my policy for my business insurance Thank in February 2021- I sat in the office and I told him that I wanted my hard assets covered all my tools my trailer etc. two days later he sent me an invoice for premium I paid it and that was that fast forward to New Year’s Eve I call to make a claim and he tells me that I’m not covered…

An attorney saw my post on Facebook and reached out to me and asked for a copy of my policy to look at free of charge I sent it to her and she said that there is no coverage…


I do hope that you sue the POS. Always make them show you the policy and explain what is covered. Always because you can’t trust them to do the right thing.

:timeout: :timeout: :timeout: :cussing: :cussing: :cussing:

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Mon Jan 10, 2022 6:35 pm
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Yeah policies are dry as hell, but you HAVE to read them.

For example I had to make sure mine covered at least our cost of inventory, not just some jackass liability.........premium of our policy is largely based on annual sales.

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Mon Jan 10, 2022 6:45 pm
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Separate question: Did you have vehicle type insurance on the trailer itself?

PS Thanks for the email.

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Tue Jan 11, 2022 8:15 am
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Good to know that Doug Griert is a Buddyfucker who needs to go on the Blacklist, just in case.

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Tue Jan 11, 2022 9:29 am
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