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It is currently Tue Apr 16, 2024 12:46 am
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WA State Mandated LTC. June 1, 2023 deadline
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oldkim
Site Supporter
Location: Maple Valley, WA Joined: Thu Mar 17, 2011 Posts: 9266
Real Name: Young
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At this point in the scheme of things… it’s almost too late to do anything.
I say this because you will need to find an insurance that will write one and it’s a process to get one before it comes into effect by Nov 1. It’s mute if it’s after Nov 1.
I highly doubt you can even schedule a meeting with someone before mid-October let alone have it ready by Nov 1.
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Sun Sep 19, 2021 2:36 pm |
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hadati
Site Supporter
Location: South King County Joined: Mon Aug 10, 2020 Posts: 551
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chich627 wrote: In addition to Bankers (if over 50) I found that State Farm is still writing policies. I have an appointment with an agent tomorrow. I'll update afterwards. Shoutout to chick627. I was able to get my app in on Friday through a State Farm agent. She couldn't promise it'd be processed prior to Nov 1, but at least I have a shot now. I had about given up two weeks ago after contacting and being denied by about seven insurance companies in a row.
_________________ Proud WAGuns site supporter and SAF lifetime member.
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Mon Sep 20, 2021 1:00 am |
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surevaliance
Site Supporter
Location: AZ Joined: Fri Aug 17, 2018 Posts: 6793
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Don’t think that insurers are stupid and will let us off the hook. We are trapped - again.
_________________ FPC member GOA member Corruptissima re publica plurimae leges.
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Mon Sep 20, 2021 3:42 am |
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Guns4Liberty
Site Supporter
Location: Lynnwood/Bothell Joined: Thu Jul 31, 2014 Posts: 8561
Real Name: Curtis
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Apparently, the last hail mary approach to securing an exemption is to purchase a Universal Life policy through State Farm with a qualifying LTC Rider.
I already have a Universal Life policy through Colonial with a LTC Rider that I believe qualifies me for an exemption, so I will be going that route once exemption applications are accepted (starting Oct 1).
My wife will be calling State Farm to see if she can get a Universal Life policy in time.
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Tue Sep 21, 2021 2:15 pm |
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chich627
Site Supporter
Location: Seatac Joined: Thu Feb 2, 2012 Posts: 501
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I just heard on the radio that there is no requirement to show proof of an alternate policy upon applying for the exemption. The wacaresfund website says you may be required to show it in the future. Anyone have the cajones to do it without? PM me if you like.
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Mon Oct 11, 2021 3:15 pm |
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Alpine
Site Supporter
Joined: Sat Aug 11, 2012 Posts: 7649
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I read that once you get exempt even if you cancel your alternate policy you are never "allowed" into the system? Although, does that imply you'll eventually started getting charged for it though? If so that's more evil than I could have imagined.
_________________If you vote for Biden you are voting to be murdered when he sends Beto to come take your "semi automatic assault weapon" (any semi auto). If you have family or friends voting for Biden show them this and ask if they are willing to vote for your murder or maybe even their own if they are gun owners or live with any. https://nypost.com/2020/03/03/joe-biden ... n-control/Quote: “I want to make something clear, I’m going to guarantee you this is not the last you’ve seen of him (Beto),” Biden said Monday evening during a campaign rally in Dallas. “You’re (Beto) going to take care of the gun problem with me. You’re (Beto) going to be the one who leads this effort.” https://www.newsweek.com/beto-orourke-g ... ns-1465738Quote: [Beto O'Rourke Suggests Police Would 'Visit' Homes To Implement Proposed Assault Weapons Ban] "In that case, I think that there would be a visit by law enforcement to recover that firearm... ..."If someone does not turn in an AR-15 or an AK-47, one of these weapons of war...then that weapon will be taken from them"
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Mon Oct 11, 2021 4:02 pm |
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WaJim
In Memoriam
Location: Tacoma Wa Joined: Tue Oct 8, 2013 Posts: 16607
Real Name: George Bailey
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............
If the total money ever accumulated by a person partaking in this thing equals approximately 18 months of LTC...How can it be called Long Term ...care.
_________________ "Remove one freedom per generation and soon you will have no freedom and no one would have noticed."......Carl Marx
"Let us Cross the river and sit in the shade of the trees" .....Stonewall Jackson
T. Jefferson "....the tree of liberty must be refreshed from time to time with the blood of patriots & tyrants. it is it's natural manure"
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Mon Oct 11, 2021 6:17 pm |
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MadPick
Site Admin
Location: Renton, WA Joined: Sun Mar 13, 2011 Posts: 52020
Real Name: Steve
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chich627 wrote: I just heard on the radio that there is no requirement to show proof of an alternate policy upon applying for the exemption. The wacaresfund website says you may be required to show it in the future. Anyone have the cajones to do it without? PM me if you like. It's true. I have my own policy, and I applied for the exemption last week. They did not ask for any information about my policy, but it did say that they might ask for it later. Alpine wrote: I read that once you get exempt even if you cancel your alternate policy you are never "allowed" into the system? Although, does that imply you'll eventually started getting charged for it though? If so that's more evil than I could have imagined. Yeah, during the exemption application there are dire warnings. I don't remember the exact wording, but it's basically, "Are you SURE you want to do this, because you will NEVER EVER EVER have the opportunity to join this program again!". Fuck this state.
_________________SteveBenefactor Life Member, National Rifle AssociationLife Member, Second Amendment FoundationPatriot & Life Member, Gun Owners of AmericaLife Member, Citizens Committee for the Right to Keep and Bear ArmsLegal Action Supporter, Firearms Policy CoalitionMember, NAGR/NFGRPlease support the organizations that support all of us.Leave it cleaner than you found it.
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Mon Oct 11, 2021 6:21 pm |
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surevaliance
Site Supporter
Location: AZ Joined: Fri Aug 17, 2018 Posts: 6793
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I-1436 https://www.clarkcountytoday.com/news/i ... e-program/New initiative will allow workers to avoid new state payroll tax Former state Rep. Cary Condotta has introduced a citizens initiative to give people a choice regarding Washington state’s long term care (LTC) program and the payroll tax that goes with it. The legislature passed the law in 2019 and it will go into effect in January 2022. Employers will be forced to collect a tax of 58 cents per $100 of earnings and remit it to the state. Condotta’s group has submitted I-1436 to the Secretary of State. Citizens will have through the end of the year to collect signatures on the petition. A copy of the initiative can be obtained here. I-1436 would make it optional to participate in Washington’s long-term care insurance. He shared the news of the initiative petition on KVI’s John Carlson radio show Thursday morning. “You’re in a program that you’ll probably never see the benefit of,” he said. Condotta listed several examples of flaws in the program. If you’re less than 10 years from retirement, you can’t get vested; yet you’ll still have to pay into it. If you move out of state, you can’t use the benefit as a resident of another state. “Everybody pays the tax,” he said. Carlson responded “that’s taxation without representation.” The initiative, if enacted into law, would require people to “opt in,” to actually choose to be in the program. That is a stark contrast to the current law that only allows people a one-time opportunity to opt out.
_________________ FPC member GOA member Corruptissima re publica plurimae leges.
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Wed Oct 13, 2021 4:52 am |
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Liddlebit81
Site Supporter
Location: Napavine Joined: Sat Feb 11, 2017 Posts: 755
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I like it. Hope it gains some steam
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Fri Oct 15, 2021 6:04 am |
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delliottg
Site Supporter
Location: Duvall Joined: Thu Mar 17, 2011 Posts: 4604
Real Name: David
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surevaliance wrote: I-1436 https://www.clarkcountytoday.com/news/i ... e-program/New initiative will allow workers to avoid new state payroll tax Former state Rep. Cary Condotta has introduced a citizens initiative to give people a choice regarding Washington state’s long term care (LTC) program and the payroll tax that goes with it. The legislature passed the law in 2019 and it will go into effect in January 2022. Employers will be forced to collect a tax of 58 cents per $100 of earnings and remit it to the state. Condotta’s group has submitted I-1436 to the Secretary of State. Citizens will have through the end of the year to collect signatures on the petition. A copy of the initiative can be obtained here. I-1436 would make it optional to participate in Washington’s long-term care insurance. He shared the news of the initiative petition on KVI’s John Carlson radio show Thursday morning. “You’re in a program that you’ll probably never see the benefit of,” he said. Condotta listed several examples of flaws in the program. If you’re less than 10 years from retirement, you can’t get vested; yet you’ll still have to pay into it. If you move out of state, you can’t use the benefit as a resident of another state. “Everybody pays the tax,” he said. Carlson responded “that’s taxation without representation.” The initiative, if enacted into law, would require people to “opt in,” to actually choose to be in the program. That is a stark contrast to the current law that only allows people a one-time opportunity to opt out. If you haven't signed a petition for this one, you should (at least in my opinion). This is a shitty law.
_________________David Unique Treen
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Fri Oct 15, 2021 9:30 am |
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MadPick
Site Admin
Location: Renton, WA Joined: Sun Mar 13, 2011 Posts: 52020
Real Name: Steve
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MadPick wrote: chich627 wrote: I just heard on the radio that there is no requirement to show proof of an alternate policy upon applying for the exemption. The wacaresfund website says you may be required to show it in the future. Anyone have the cajones to do it without? PM me if you like. It's true. I have my own policy, and I applied for the exemption last week. They did not ask for any information about my policy, but it did say that they might ask for it later. I just got notified that my application for exemption was approved. Nobody asked for further info or proof of my insurance policy.
_________________SteveBenefactor Life Member, National Rifle AssociationLife Member, Second Amendment FoundationPatriot & Life Member, Gun Owners of AmericaLife Member, Citizens Committee for the Right to Keep and Bear ArmsLegal Action Supporter, Firearms Policy CoalitionMember, NAGR/NFGRPlease support the organizations that support all of us.Leave it cleaner than you found it.
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Sun Oct 17, 2021 12:07 pm |
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wilmermj
Site Supporter
Location: Mount Vernon Joined: Sun Aug 26, 2012 Posts: 1549
Real Name: Areyouthreateningme
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Did you get an email? I just applied on Friday. Talk about a. Convoluted process.
_________________ Which is the better: a good friend, a good heart, a good eye, a good neighbor, a good wife, or the understanding of consequences? It is none of these. A warm and senitive soul which knows the worth of fellowship and the price of the individual dignity, this is best.
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Sun Oct 17, 2021 12:28 pm |
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MadPick
Site Admin
Location: Renton, WA Joined: Sun Mar 13, 2011 Posts: 52020
Real Name: Steve
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wilmermj wrote: Did you get an email? I just applied on Friday. Talk about a. Convoluted process. Yes, I got this email: Quote: Hello,
Your WA Cares Fund exemption request status has changed. To view your updated status, log in to your WA Cares Fund exemption account.
We mailed a decision letter to the address you provided, and a copy of the letter will be available in your online account within 48 hours.
For questions, please contact our Customer Care Team at 833-717-2273.
Thank you,
WA Cares Fund team I haven't received the letter yet, but I logged in to my Secure Access Washington account (omg I despise that website...), and it showed that my status is "Approved."
_________________SteveBenefactor Life Member, National Rifle AssociationLife Member, Second Amendment FoundationPatriot & Life Member, Gun Owners of AmericaLife Member, Citizens Committee for the Right to Keep and Bear ArmsLegal Action Supporter, Firearms Policy CoalitionMember, NAGR/NFGRPlease support the organizations that support all of us.Leave it cleaner than you found it.
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Sun Oct 17, 2021 12:54 pm |
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Col_Temp
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Location: Lake Stevens Joined: Fri Jan 3, 2014 Posts: 6208
Real Name: Paris
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wilmermj wrote: Did you get an email? I just applied on Friday. Talk about a. Convoluted process. I approve of this comment. Pretty tech savvy and what a pain to figure out if you did everything correctly. Sent from my SM-G991U using Tapatalk
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Mon Oct 18, 2021 5:25 pm |
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