Page 1 of 3

I need a bank/cu that doesn't suck

Posted: Mon Jan 06, 2014 8:29 am
by General Nonsense
I have an account at Americas Credit Union and another at WSECU.

I've had the ACU account for several years.

In the last year, our information has been "compromised" several times. They JUST sent me a new ACU card 2 weeks ago, I haven't activated it yet, and today fraud prevention calls and says my card was attempted to be used at a truck stop in CA.

My wife's WSECU card was compromised 5 months ago, and they sent her another card last week because her card was "compromised" at Target.

Anyone have a bank that doesn't suck. Recommendations?

I gotta get my money out of these places before it disappears.

Re: I need a bank/cu that doesn't suck

Posted: Mon Jan 06, 2014 8:43 am
by Ugly 68
prob not the bank/cu most likely where you are using it regularly is compromised.
We use BECU and like them. good CS
Luck.

Re: I need a bank/cu that doesn't suck

Posted: Mon Jan 06, 2014 8:43 am
by brian
USAA

best bank / insurance company there is.

takes a little getting used to not having a physical branch to go in, but their service can't be beat.

Re: I need a bank/cu that doesn't suck

Posted: Mon Jan 06, 2014 8:49 am
by AR15L
BECU

Re: I need a bank/cu that doesn't suck

Posted: Mon Jan 06, 2014 9:07 am
by Massivedesign
OBee CU... Branches in Tumwater, Lacey, Olympia, Tenino and Yelm. Also get to use the CU network.

Re: I need a bank/cu that doesn't suck

Posted: Mon Jan 06, 2014 9:16 am
by Captain90s
I switched from BECU to AlaskaUSA about a year and a half ago, and I'm pleased with the service so far.

Re: I need a bank/cu that doesn't suck

Posted: Mon Jan 06, 2014 9:50 am
by General Nonsense
We don't use our cards at shady places. Online bill pay or in retail stores. Nothing out of the ordinary.

Re: I need a bank/cu that doesn't suck

Posted: Mon Jan 06, 2014 9:52 am
by Liet-kynes
Ugly 68 wrote:prob not the bank/cu most likely where you are using it regularly is compromised.


+1. It's more likely that you should change gas stations before banks, but I've used BECU for years and it's been good. I also use SECUWA, which has been good, but I think that you have to have a teacher in the family.

Re: I need a bank/cu that doesn't suck

Posted: Mon Jan 06, 2014 9:53 am
by RusoArmo
I worked in retail banking for 2 years. Realistically as long as you keep your checkbook balanced and know the type of account you have, any of the big banks are fine.

I personally mainly use Union bank as it was the last one I worked at and it gave me a money market savings higher than any 1-3 year CD. I also keep a Bank of America account open with a few hundred dollars just for the convenience of ATMs on every corner.

Re: I need a bank/cu that doesn't suck

Posted: Mon Jan 06, 2014 10:07 am
by spikedzombies
Sound CU

havent had any problems with them at all

Re: I need a bank/cu that doesn't suck

Posted: Mon Jan 06, 2014 10:20 am
by MadPick
Ugly 68 wrote:prob not the bank/cu most likely where you are using it regularly is compromised.
We use BECU and like them. good CS
Luck.


:plusone: This, exactly.

I've been with BECU for 23 years and I'm very happy with them . . . but my cards have been compromised a number of times too, including the recent Target debacle. That's not a BECU problem, though. In fact, I give BECU and their suppliers big kudos for always catching the "leaks," and never costing me a dime from fraud.

Re: I need a bank/cu that doesn't suck

Posted: Mon Jan 06, 2014 10:23 am
by olydemon
You should look into opening an account at US bank. The branch down the road from you is open 7 days a week. M-F till 7. That alone is well worth it even if it is not your main account. I don't keep all my $$ in one account or one bank.

Re: I need a bank/cu that doesn't suck

Posted: Mon Jan 06, 2014 10:25 am
by golddigger14s
Wells Fargo 20+ years. and Chase as a secondary for two. Both in Lacey OC friendly too.

Re: I need a bank/cu that doesn't suck

Posted: Mon Jan 06, 2014 10:32 am
by delliottg
USAA if you're eligible (you probably are). Best CS of any vendor we deal with, ever, hands down. Plus their interest rates on their credit cards are fairly low, their fraud detection is very good. Lack of local branches is a problem, but we have a local CU that we use for that (First Tech CU, also top notch).

Wells Fargo & Chase are both banks, which means they're out to make a profit on you. Credit unions are not. There is absolutely no good reason to "bank" with a bank when there are CU's available. I've had an account with NFCU (which you're also probably eligible for) since I was four years old and never had a problem with them. Used them the entire time I was in the USN and still have accounts (dormant) with them. They're my place to stash cash that I don't want easy access to.

Re: I need a bank/cu that doesn't suck

Posted: Mon Jan 06, 2014 10:36 am
by Classic
BECU and or Red Canoe (used to be called Weyerhaeuser until they opened up to the public)