143 million SS# possibly leaked by Equifax...

[Pablo]

When your chief security officer is a music major, this is something that's just waiting to happen...

Wow.

Don't worry. She is probably just finding out about the leak after she trades this coming Monday.

[lionhrt]

Shit! Now it is out that my credit score is higher than all of yours.

FYI....the lower number isn't higher....

I was told to have it framed by more than a few lenders, but good try.

You can only be one point higher Josh

[edogg]

Why are we just now hearing about this? Or did I have my head in the sand the last few months?

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This is SOP for breach reporting. They don't announce they've been hacked so that they have time to clean everything out. Otherwise once they announce they've been hacked, the bad guys will go all out to get info while they still can, which can makes things worse.


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[edogg]

People may want to wait before jumping on ther 2017 enroll website and signing up for their 'free monitoring'...

It was just reported that if you do that, you agree to the terms and conditions, a couple of which are an obligation to abide by their arbiter if there are any disputes, AND you relinquish your right to sue.

They say lawsuits are already lining up, including a possible class action lawsuit.

I think you read it wrong...it says that it doesn't limit your rights to sue. I had to read it a couple of times to get that (my info is compromised).

ETA: here it is from their site:

2). NO WAIVER OF RIGHTS FOR THIS CYBER SECURITY INCIDENT
In response to consumer inquiries, we have made it clear that the arbitration clause and class action waiver included in the Equifax and TrustedID Premier terms of use does not apply to this cybersecurity incident.


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[os2firefox]

Why are we just now hearing about this? Or did I have my head in the sand the last few months?

Sent from my SM-G900V using Tapatalk

This is SOP for breach reporting. They don't announce they've been hacked so that they have time to clean everything out. Otherwise once they announce they've been hacked, the bad guys will go all out to get info while they still can, which can makes things worse.


Sent from my iPhone using Tapatalk

That's a funny way of saying that sop is to give the executives enough time to dump their stocks before the inevitable drop in value.

[NWGunner]

People may want to wait before jumping on ther 2017 enroll website and signing up for their 'free monitoring'...

It was just reported that if you do that, you agree to the terms and conditions, a couple of which are an obligation to abide by their arbiter if there are any disputes, AND you relinquish your right to sue.

They say lawsuits are already lining up, including a possible class action lawsuit.

I think you read it wrong...it says that it doesn't limit your rights to sue. I had to read it a couple of times to get that (my info is compromised).

ETA: here it is from their site:

2). NO WAIVER OF RIGHTS FOR THIS CYBER SECURITY INCIDENT
In response to consumer inquiries, we have made it clear that the arbitration clause and class action waiver included in the Equifax and TrustedID Premier terms of use does not apply to this cybersecurity incident.


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Well, it's been reported for a day and a half to not do it because of this, and now Equifax is responding by saying you can try to opt out by sending a signed letter.

They wouldn't do that otherwise, but frame it how you wish.....

[NWGunner]

By the way, "doesn't apply to 'this incident'" allows for a lot of delays while YOU 'prove', in a court, that the issues you're experiencing are from 'THIS incident'....

...good luck fighting their bank of retained lawyers once thy decide they are done with the losses from this.

[edogg]

Why are we just now hearing about this? Or did I have my head in the sand the last few months?

Sent from my SM-G900V using Tapatalk

This is SOP for breach reporting. They don't announce they've been hacked so that they have time to clean everything out. Otherwise once they announce they've been hacked, the bad guys will go all out to get info while they still can, which can makes things worse.


Sent from my iPhone using Tapatalk

That's a funny way of saying that sop is to give the executives enough time to dump their stocks before the inevitable drop in value.

No that's still insider trading. I bet that they'll be investigated for it.

I worked for a large company which had a major breach a couple of years ago. They didn't even tell us peons until the press release came out. All we saw was that suddenly a conference room got permanently booked and closed off for a month (we figured it was just for some new innovative project and they didn't want to let the cat out of the bag).

Then one Friday night, everyone's passwords were reset and they implemented new VPN protocols. Monday we came in and had to set up new passwords and everything. We all wondered what happened and another month later came the press release.

One thing we learned though...there are 2 kinds of companies. Those that have been hacked and those who don't know they've been hacked.


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